Online Education Center

Can You Say This About Your Bank?

"First National Bank of Northern California has been with us all the way!"


– Customer, Dee Harley, of
Harley Farms Goat Dairy

Common Types of Online Threats



What is Spyware?


Spyware is a type of malware that can be installed on computers, and which collects small pieces of information about users without their knowledge. The presence of spyware is typically hidden from the user, and can be difficult to detect. Typically, spyware is secretly installed on the user's personal computer. Sometimes, however, spywares such as key loggers are installed by the owner of a shared, corporate, or public computer on purpose in order to secretly monitor other users.

What is Phishing?


Phishing is a type of online identity theft which uses e-mail and fraudulent websites that are designed to steal your personal data or information such as your access id, password or credit card number.

What is Pharming?


Pharming is a scam practice in which unauthorized software is installed on a computer or server, misdirecting users to fraudulent web sites without their knowledge.

What is Spoofing?


Spoofing is a type of identity theft whereas emails that look like they are from a legitimate source are sent with a link to a phony website. The customers are asked to enter personal information.

What is a Trojan horse virus?


A Trojan horse virus is designed to allow a hacker remote access to your computer.