Card Services

Can You Say This About Your Bank?

"First National Bank of Northern California has been with us all the way!"


– Customer, Dee Harley, of
Harley Farms Goat Dairy

Personal Debit MasterCard®


It's a debit card that gives you all the benefits of an ATM card, plus this added bonus: You can use it to make purchases anywhere Debit MasterCard is accepted. Just present your card, sign the receipt, and the purchase amount will be deducted from your checking account.

HSA Debit MasterCard®

What is a Health Savings Account (HSA)?

An HSA is a tax-exempt trust or custodial trust account established for the purpose of paying medical expenses in conjunction with a high-deductible health care plan.

Contact your local branch for more information.



MasterCard SecureCode is a simple and secure way to pay at thousands of online stores. A private code known only to you and your bank, your SecureCode enhances your existing MasterCard account by protecting you against unauthorized use of your card when shopping online at participating online retailers. The best way to pay on the internet. Click here